First let me remind you, on your own you can and have the legal right to correct, repair, remove and update your credit profile.
This is something that you can do on your own, You do not need an attorney, a paralegal or a credit repair company.
The only think you need is your recent report from all three Credit Bureaus, know how, time and persistance.

We can give you the access to the Reports and the Know How, including the letters needed.
You just have to come up with the time, the persistance and $18.95.

If you opt not to do it on your own then read the below very carefully.

Things to Be Cautious of when using a third party to improve your credit profile;

You see the advertisements in newspapers, on TV, and on the Internet.  You hear them on the radio. You get fliers in the mail.
You may even get calls from telemarketers offering credit repair services.

They all make the same claims:
 
* “Credit problems? No problem!”
* “We can erase your bad credit, 100% guaranteed.”
* “Create a new credit identity — legally.”
* “We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!”

Do yourself a favor and save some money, too. Don’t believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.

The Scam Everyday, companys nationwide appeal to consumers with poor credit histories. They promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. The truth is, they can’t deliver. After you pay them hundreds or thousands of dollars in fees, these companies do nothing to improve your credit report; most simply vanish with your money.

The Warning Signs If you decide to respond to a credit repair offer, look for these tell-tale signs of a scam: companies that want you to pay for credit repair services before they provide any services.

Companies that do not tell you your legal rights and what you can do for yourself for free. Companies that recommend that you not contact a credit reporting company directly. Companies that suggest that you try to invent a “new” credit identity — and then, a new credit report — by applying for an Employer Identification Number to use instead of your Social Security number. companies that advise you to dispute all information in your credit report or take any action that seems illegal, like creating a new credit identity.

If you follow illegal advice and commit fraud, you may be subject to prosecution. You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information.

It’s a federal crime to lie on a loan or credit application, to misrepresent your Social Security number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.